Does Beacon Health Cover Addiction Treatment?
For those who are struggling with drug and alcohol abuse, the only way to recover and restore life after addiction is with a quality care treatment program for addiction. Recovery is a life-long decision and it is crucial the care during the beginning is done in a proper clinical setting.
Since the Affordable Care Act has passed, it is required that all health insurance companies offer coverage for drug and alcohol addiction treatment. Continue reading to learn more about Beacon Health drug rehab coverage.
Beacon Health Options Insurance
The Beacon Health Options company is a fairly new company that emerged in 2014. It was the merge of both Beacon Health Strategies and ValueOptions. It is the largest privately held insurance company in the US with providing care for over 50 million customers. Beacon Health Options has over 350 clients, of which 41 are Fortune 500 Companies.
Beacon Health Options takes pride in specializing in substance abuse disorders and behavioral health. This makes the company uniquely suited to understanding the specialized needs of this type of care. Many other health insurance providers make deals with Beacon Health Options to provide behavioral health and substance abuse and addiction treatment.
Beacon Health Options Addiction Resources
Available 24/7 even on holidays, Beacon Health Options maintains a team of clinical staff to respond to all member and provider calls. The company has built a support network of medical professionals and a structure of recovery-focused programs and effective partnerships. Beacon Health Options takes mental health and substance abuse very seriously, we see this by another project they run called the Stamp Out Stigma program. As you can see with the name, the goal is to reduce/end the stigma attached to mental illness and substance abuse.
To See If Your Insurance Covers Drug and Alcohol Rehab at The Beaches Treatment Center
Does Beacon Health Options Cover Alcohol Rehab?
If you have Beacon Health Options and you are suffering from addiction, your rehab treatment is covered. Each plan varies when it comes to exactly what your coverage entails. There are various levels of care in addiction treatment, most start with a proper medical detox and quality treatment programs can last anywhere from 30 days to a year. Before entering into any treatment program for addiction, it is important to verify the coverage your specific insurance plan covers. It is important to know deductibles and all the other costs associated (if any) before entering rehabilitation.
How is Beacon Health Options Rehab Coverage Different?
One of the biggest things with Beacon Health Options is as a company have a focus on behavioral health issues. They are providing their clients a more comprehensive treatment packages than most other insurance companies. The company as a whole understands addiction and have the understanding that just as all other diseases must be treated in a medical setting. On the Beacon Health Options website there is education, information, and guidance when it comes to questions about addiction treatment.
Why is Behavioral Health Coverage Important?
In the United States, over 23 million people currently suffer from addiction. Addiction is categorized as a chronic disease. It affects the brain just like many other mental health disorders. After prolonged drug or alcohol use the brain is rewired in a way that changes the reward center within the brain processes responses. Addiction also creates a dependence not only physically but also psychologically.
We as Americans are in the middle of a huge drug crisis when it comes to heroin, opiates, and opioid addictions. The National Institute on Drug Abuse estimates that $700 billion per year is spent on addiction. Addiction is impacting every level of our society, within families, extra costs for emergency responders, businesses suffer- all levels.
Everyone you talk to knows an addict.
The sad statistic according to SAMHSA (Substance Abuse and Mental Health Services Administration) of of the 23.5 million Americans who suffer from drug or alcohol addiction, only 11 percent actually are getting the help they need. A huge factor in this sad statistic is partially due to the cost associated with a proper rehabilitation treatment program, because of this, many suffering are unable to get the help they need.
Rehabilitation with Beacon Health Options
Beacon Health Options insurance may cover the following levels of care for addiction treatment:
Inpatient also known as Residential Rehabilitation
Partial Hospital Treatment (PHP)
Intensive Outpatient Treatment (IOP)
Each and every individual suffering from addiction, coverage is determined on an individual basis by Beacon Health Options. They will tell the facility how many days each client is permitted to receive treatment, and what levels of care are included in their coverage plan. Many Beacon Health patients receive treatment for drug and alcohol abuse for little or no cost to them. Check your specific plan, or contact a Beacon Health Option representative today to confirm your level of coverage, for out-of-network providers.